Health Insurance Plans It’s no secret that diabetics need special medical attention! While you track your blood sugar numbers and deal with diabetes, let us take the worries of hospitalization away with an energy health insurance plan.
No doubt you are a superwoman with superpowers, but you too need medical care at some point in your life. Women safety remains safe from deadly diseases and remains financially strong.
Coverage available under health insurance plans
1. health women safety
2. Health Medicare Super Top-up
3. critical illness insurance
4. I-can cancer insurance
Our health insurance plans are designed keeping in mind the increasing medical needs and rising inflation.
Like every other health insurance plan, we basically cover your hospitalization expenses like room rent, ICU, tests, surgeries, doctor’s consultations etc. due to illnesses and injuries.
Features/Benefits of Health Insurance
We believe that mental health care is as important as hospitalization due to physical illness or injury. Hence, we cover the cost of hospitalization for the treatment of mental illnesses.
This means that all your pre-hospitalization expenses up to 60 days and post-discharge expenses up to 180 days like the cost of diagnostics, physiotherapy, consultations etc. are covered.
Medical advances help critical surgeries and treatments complete in less than 24 hours, and guess what? We have you covered for that too.
We also cover you for that in case a hospital bed is not available, if the doctor allows treatment at home. So that, you can get medical treatment at your own home.
What is cover under a health insurance policy?
This benefit acts like a magical backup, which recharges your expired health cover for the next hospitalization treatment. Basically, we ensure uninterrupted medical coverage in times of need.
Organ donation is a noble cause and we cover the medical and surgical expenses of the organ donor while harvesting a major organ from the donor’s body.
If you stay in the hospital for more than 10 consecutive days, we pay for other financial losses that may be cause by your absence at home. It helps take care of other expenses during your hospitalization.
Rest your faith in alternative treatments like Ayurveda, Unani, Siddha and Homeopathy as we also cover hospitalization expenses for AYUSH treatments.
If no claim is made in the first year. The sum assure will increase by 50% in the next policy year. This means that, instead of ₹ 5 lakh, your Sum Assured will now be ₹ 7.5 lakh for the second year.
About Health Insurance Of The New Scheme 2021
What does health insurance not cover?
Thrills can give you an adrenaline rush, but when paired with accidents, it can be dangerous. Our health insurance plan does not cover accidents that occur while participating in adventure sports.
If you ever injure your precious self, unfortunately our health insurance plan will not cover self-inflicted injuries.
War can be devastating and unfortunate. However, our health insurance plan does not cover any claim arising out of wars.
Our health insurance plan does not cover accidental injury when you are participating in Defense (Army/Navy/Air Force) operations.
Obesity treatment or cosmetic surgery does not qualify for coverage under your health insurance plan. This benefit acts like a magical backup, which recharges your expired health cover for the next hospitalization treatment of a new illness or injury.
Benefits of taking health insurance from ICICI
If your doctor recommends, you can get yourself treat at home and avail TSA facilities by opting for cashless medical, Sum Assured with utmost ease. This service is now available in 16 cities. Like every other health insurance plan, we also cover you for your medical hospitalization due to illnesses and injuries. Health Insurance Plans for Individuals and Families
Whether you are new to Medicare or searching for other coverage, these plans offer flexible options to suit all needs and lifestyles.
ICICI gives you 1-stop access to your coverage, claims, ID cards, providers, and more.
Learn about health insurance costs
There are many things you need to keep in mind when shopping for health insurance.
long term care insurance
Most health insurance plans and Medicare severely limit or exclude long-term care. If you want coverage, you may need a separate long-term care insurance policy.
Health coverage for people with disabilities. If you are disable, you have three options for health coverage through the government.
Medicaid provides free or low-cost medical benefits to people with disabilities.
Medicare provides medical health insurance for people of any age with certain disabilities and people with end-stage kidney disease (permanent kidney failure requiring dialysis or kidney transplant) under the age of 65.
How to get/choose health insurance from ICICI
- First of all go to the official website of ICICI.
- Then click on the option of health insurance there.
- Now after filling all the required documents, choose the sum insured.
- Then click on buy now.
- Select the premium amount by filling the required documents.
- Now pay the premium, your policy document will be sent to your register email address.
Also, Know This:- About Health Insurance Of The New Scheme 2021